Home
Links
Mission Statement
Statistics
Biography
Questions and Answers

Long Term Care
Insurance Decisions

LONG TERM CARE . . .     IS IT FOR ME?

Q: "Why should I consider long term care insurance? Wouldn't I lose all the money I spent on premiums if I never use it?"

A:  It's not a "one size fits all" approach. There are many products designed to return your capital in the event care is not needed. Individual concerns and desires are an integral part of today's long term care planning.

Q:  "I've heard that if I have serious medical problems, I won't be able to qualify for Long Term Care. Is this true?"

A:  Not necessarily. Many medical conditions can be underwritten with an increased premium to assume the risk.

Q:  I am planning for my retirement now. Am I too young to be considering my long term care needs?

A:  Definitely not. An unexpected serious illness can alter your entire financial future. Taking steps to protect your retirement assets at an early age with an appropriate long term care product is a wise investment.

Benefits of Planning Ahead for Long Term Care

~Protect valuable assets~
~Provide financial security~
~Lock in affordable premiums while healthy~
~Assure personal safety and security~
~Maintain maximum independence~
~Avoid burdening family and friends~
~Enjoy peace of mind~